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About RFC

Who is Residential Finance?

Founded in 1997 and based in Columbus, Ohio, Residential Finance is a national mortgage lender that operates in 38 states with regional offices located from coast to coast.

The company specializes in helping borrowers find the ideal mortgage loan to fit their homeownership and financial goals, whether they want to buy or refinance a home. By appealing to customers from all walks of life, they turn to us for our deep industry expertise and wide range of loan products.

Positive culture and strategic growth

Residential Finance places a high priority on advancing the company by investing in the latest technology and the most talented people. Our supportive culture and robust resources help to deliver top-level customer service, resulting in steady growth.

Consistent recognition and awards

The company has been honored with numerous industry honors and awards for more than a decade. Residential Finance was voted one of the Best Places to Work by Business Journal in 2010 and was named an Inc. 500|5000 winner by Inc. Magazine for 2009, 2010 and 2011. In addition, we are featured often in consumer publications.

Nationally approved and qualified

Residential Finance Corporation holds the distinction of being approved as a seller-servicer by Fannie Mae and Ginnie Mae, with Freddie Mac approval pending. This is a status that few lenders attain. The company also holds Full Eagle certification from the U.S. Department of Housing and Urban Development (HUD) and is a member of the Better Business Bureau.


Here's how we can help you today:

  • Lower Your Monthly Payment – With today's great rates there are many ways we can help you cut your mortgage payment
  • Create a Cushion of Security by Getting Cash – Pay off bills or simply put cash aside for a rainy day
  • Shorten Your Loan Term – Pay your mortgage off sooner and save thousands of dollars
  • Quick and Easy Loan Process – From start to finish, we'll make the process fast and easy for you
  • Fast & Convenient Closing – You can expect to close 2 weeks faster than most other lenders – you can even close in your own home
  • Security of a Fixed Rate & Payment - Get the security of a government insured FHA fixed-rate mortgage


What our borrowers say:

Our borrowers tell us that our financial transactions are as warm as a handshake. We know that doing business over a distance gives you more options and more choices, but it also means that we must work harder to serve you. We know that it is personal trust that gets a deal done right—and we do everything we can to earn yours.

Here’s what our borrowers have to say about us:

“I was able to get a low rate, a lower payment, cash out, increased tax deductions, and defer 2 months of payments. My loan consultant even gave me a payment accelerator program that will pay off my house 8 years quicker. This loan saved my marriage!”
Barry S. 

“Thank you so much for everything that you’ve done to get me refinanced and my credit cards paid off.  I have tried for three years and no one could help. …You have made a single mom of 2 very happy.  I can finally slow down on working and spend more time at home.”
Donna F.

“RFC made the process of refinancing as easy and painless as possible.  From the start to my closing, the representatives were very informative and always answered my calls and emails to answer the easiest to the most complex questions.  I highly recommend this company to family and friends!!!” 
Ed T

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Residential Finance Corporation is abbreviated as RFC throughout this internet site. Residential Finance Corporation
is not affiliated in any manner with Residential Funding Corporation, which also is abbreviated as RFC. In New York,
we conduct business as RFC Mortgage i/l/t/n Residential Finance Corporation.
Company NMLS ID #1652 http://www.nmlsconsumeraccess.org